| 100% | GOT | 3 | "What have you ___ to lose?" |
| 83% | WHAT | 4 | "___ have you got to lose?" |
| 81% | WHYNOT | 6 | "What do you have to lose?" |
| 78% | SECRET | 6 | "If you have me, you want to share me. If you share me, you have lost me. What am I?" |
| 75% | ELECTIVES | 9 | What you don't have to take |
| 75% | LAP | 3 | What you can't stand to have |
| 75% | LAP | 3 | What you stand to lose? |
| 74% | ACCESSCODE | 10 | What you may have to enter to enter |
| 73% | GOT | 3 | "What have you ___ to say for yourself?" |
| 73% | BEEN | 4 | "What have you ___ up to?" |
| 73% | USE | 3 | To put into action. "Make ___ of what you have." |
| 73% | LINE | 4 | What you often have to wait in at Disneyland |
| 73% | SHIPPING | 8 | What you pay for to have a package delivered |
| 72% | THETHINGIS | 10 | "Here's what you have to realize ..." |
| 72% | EXIT | 4 | What to do when you have nothing left to say? |
| 72% | THICKSKIN | 9 | What you need to have to avoid being easily hurt |
| 72% | LOVELETTERS | 11 | What you have to do to be a crossword fan? |
| 72% | TIEATIE | 7 | What you don't have to do on casual Friday |
| 72% | ICANTAKEAHINT | 13 | "You don't have to explain what you mean" |
| 71% | UTTER | 5 | Give voice to what you have to say |
| 71% | PIN | 3 | What you have to remember to use an A.T.M. |
| 70% | TOW | 3 | What you would do to a car that has broken down |
| 70% | NOTALOT | 7 | "What have you been up to lately?" response |
| 70% | RESAW | 5 | What you may have to do if you don't measure twice |
| 70% | RESAW | 5 | What you never have to do if you measure twice before cutting |
| 70% | FAINT | 5 | What you're likely to do if you have a vasovagal syncope |
| 70% | LOGIN | 5 | What you usually have to do to look at your bank statement |
| 70% | DIAL | 4 | What you had to physically do to make phone calls, decades ago |
| 69% | PAYCOD | 6 | What you may have to do for goods bought by mail order |
| 69% | PAYCASH | 7 | What you may have to do if someone doesn't take charge? |