| 100% | THETHINGIS | 10 | "What you have to realize ..." |
| 100% | THETHINGIS | 10 | "Here's what you have to realize ..." |
| 76% | LOVELETTERS | 11 | What you have to do to be a crossword fan? |
| 75% | PIN | 3 | What you have to remember to use an A.T.M. |
| 74% | DIAL | 4 | What you had to physically do to make phone calls, decades ago |
| 74% | CUTOUTTHEMIDDLEMAN | 18 | What you have to do before entering seven answers in this puzzle? |
| 74% | IMALLEARS | 9 | "Let me hear what you have to say": 3 wds. |
| 73% | WALKTHEBEET | 11 | What you have to do twice a day with your pet Beta vulgaris, maybe? |
| 72% | CONVERTTOMETRIC | 15 | What you have to do to interpret the answers to 16-, 25- and 40-Across |
| 71% | ELECTIVES | 9 | What you don't have to take |
| 71% | LAP | 3 | What you can't stand to have |
| 71% | ENROL | 5 | What you had to do in order to vote in last year's Australian general election |
| 70% | ACCESSCODE | 10 | What you may have to enter to enter |
| 69% | RAISELOADSOFASH | 15 | What you have to do if you want to make a serious bid for king of the forest? |
| 69% | LINE | 4 | What you often have to wait in at Disneyland |
| 69% | SHIPPING | 8 | What you pay for to have a package delivered |
| 69% | DROPMEALINE | 11 | "Don't be a stranger!" ... or what you have to do three times in this puzzle |
| 68% | THICKSKIN | 9 | What you need to have to avoid being easily hurt |
| 68% | TIEATIE | 7 | What you don't have to do on casual Friday |
| 68% | UTTER | 5 | Give voice to what you have to say |
| 67% | TOW | 3 | What you would do to a car that has broken down |
| 66% | RESAW | 5 | What you may have to do if you don't measure twice |
| 66% | RESAW | 5 | What you never have to do if you measure twice before cutting |
| 66% | FAINT | 5 | What you're likely to do if you have a vasovagal syncope |
| 66% | LOGIN | 5 | What you usually have to do to look at your bank statement |
| 66% | PAYCOD | 6 | What you may have to do for goods bought by mail order |
| 66% | PAYCASH | 7 | What you may have to do if someone doesn't take charge? |
| 65% | EARTH | 5 | What you might "come down to" after having your head in the clouds |
| 64% | ICANTAKEAHINT | 13 | "You don't have to explain what you mean" |
| 63% | REINS | 5 | What you'll have to get hold of to ride the "one-horse open sleigh" |