| 100% | DID | 3 | "Why ___ It Have To Be Me?" (ABBA tune) |
| 70% | WHOELSE | 7 | "Didn't it have to be me?" |
| 58% | BURNINGQUESTION | 15 | It has to be asked |
| 54% | CHECK | 5 | It has to be endorsed before it can be deposited |
| 54% | AMANA | 5 | "Built better than it has to be" sloganeer |
| 53% | EARWAX | 6 | Sometimes it has to be syringed out with water |
| 53% | SNAKES | 6 | "Why did it have to be ___?" (Indiana Jones's reaction to a pit full of reptiles) |
| 52% | INDY | 4 | Character who says, "Snakes. Why did it have to be snakes?" |
| 52% | SMUCKERS | 8 | "With a name like ___ it has to be good" jelly brand |
| 52% | ANTE | 4 | You have to be upfront with it |
| 50% | TAG | 3 | It has a price to be paid |
| 50% | RUDE | 4 | "You don't have to be a jerk about it!" |
| 50% | PITCH | 5 | It has the potential to be a hit |
| 49% | EGG | 3 | Something that has to be broken before it can be used |
| 49% | KAHN | 4 | "It Had to Be You" lyricist |
| 48% | SEEN | 4 | "It has to be ___ to be believed" |
| 48% | SEEN | 4 | "It has to be ___ to be believed." |
| 48% | SEEN | 4 | “It has to be ___ to be believed!” |
| 48% | ISHAM | 5 | "It Had to Be You" composer ___ Jones |
| 48% | KAHN | 4 | "It Had to Be You" lyricist Gus |
| 48% | ISHAM | 5 | "It Had to Be You" composer Jones |
| 48% | IMDUE | 5 | "It has to be my turn soon" |
| 47% | HARRY | 5 | "It Had to Be You" crooner Connick Jr. |
| 47% | HARRY | 5 | "It Had to Be You" crooner ___ Connick Jr. |
| 47% | DUH | 3 | I would have thought it was obvious |
| 47% | PENSIVE | 7 | I have to follow writers who are serious |
| 47% | ASP | 3 | Its bite is said to have killed Cleopatra |
| 47% | GOT | 3 | "You have ___ to be kidding me!" |
| 47% | ASPS | 4 | The snakes in the movie line "Snakes. Why'd it have to be snakes?" |
| 46% | JUSTANIDEA | 10 | "We don't have to, but figured I'd mention it" |