| 100% | IMBROKE | 7 | "You'll have to pay for me" |
| 67% | BUMRAP | 6 | Charge you shouldn't have to pay for |
| 66% | FREEGIFT | 8 | Something you don't have to pay for, redundantly |
| 65% | FREE | 4 | Something that you didn't have to pay for |
| 64% | TENNIS | 6 | Something you'll have to go to court for? |
| 63% | SHIPPING | 8 | What you pay for to have a package delivered |
| 62% | FREE | 4 | When you get something without having to pay for it, it is ___ |
| 61% | IMFROMMISSOURI | 14 | "You'll have to show me" |
| 61% | IDONTRECALL | 11 | "You'll have to remind me" |
| 59% | REBATE | 6 | You may have to send for it |
| 59% | EASYA | 5 | You hardly have to study for it |
| 59% | AFFORDED | 8 | Managed to pay for, had sufficient funds |
| 59% | CROCE | 5 | "I'll Have to Say I Love You in a Song" singer, 1974 |
| 59% | TRUSTMEONTHIS | 13 | "You'll have to take my word for it" |
| 57% | EGOCENTRIC | 10 | Like someone who only has I's for you? ... or an apt description of the answers to starred clues |
| 57% | EXAMS | 5 | You have to study for them |
| 56% | EASYA | 5 | Course you hardly have to study for |
| 55% | DOI | 3 | "___ have to spell it out for you?": 2 wds. |
| 55% | LOAN | 4 | Money you have to pay back |
| 54% | EASYA | 5 | Class you barely have to study for: 2 wds. |
| 54% | WET | 3 | You and I have time to soak |
| 54% | EASYA | 5 | Course you just have to show up for |
| 54% | POSE | 4 | Something you might have to sit still for |
| 54% | WET | 3 | You and I have time to get soaked |
| 54% | WED | 3 | You and I have daughter to get hitched |
| 53% | PSST | 4 | "___! I have something to tell you!" (whisper) |
| 53% | EVER | 4 | "What have I ___ done to you?" |
| 53% | EXTRAEXTRA | 10 | "Do I have news for you!" |
| 53% | IDDO | 4 | "You have to believe that ___ anything for you.": 2 wds. |
| 53% | IDDO | 4 | "You have to believe that ___ anything for you": 2 wds. |