| 100% | GARY | 4 | City in Indiana, US, founded in 1906 on the southern shore of Lake Michigan |
| 58% | OSHKOSH | 7 | US city and summer resort in E Wisconsin situated on the western shore of Lake Winnebago |
| 50% | EVANSTON | 8 | City in Illinois, US north of Chicago on Lake Michigan |
| 50% | EVANSTON | 8 | City in Illinois, US, north of Chicago on Lake Michigan |
| 49% | EVANSTON | 8 | City in Illinois on Lake Michigan north of Chicago, US |
| 48% | ERIE | 4 | City in Pennsylvania situated on the south shore of a lake of the same name |
| 47% | UJIJI | 5 | Town in Tanzania on the shore of Lake Tanganyika where Henry Stanley found David Livingstone in 1871 |
| 46% | ERIE | 4 | City on a lake of the same name in the US |
| 45% | INDIANADUNES | 12 | Sandy stretch on the shore of Lake Michigan designated a 40-Across in 2019 (2 wds.) |
| 45% | SCHENECTADY | 11 | City in eastern New York State founded on the south side of the Mohawk River |
| 45% | OREM | 4 | City on the shore of Utah Lake |
| 43% | SPLIT | 5 | City in Croatia on the eastern shores of the Adriatic Sea |
| 42% | TIBERIAS | 8 | City in N Israel on the western shore of the Sea of Galilee |
| 42% | EVANSVILLE | 10 | City in Indiana, US on the Ohio River home to Mesker Park Zoo and Botanic Garden |
| 41% | ERIE | 4 | City in a county of the same name on a lake of the same name |
| 41% | ERIE | 4 | Pennsylvania city on the shore of a Great Lake |
| 41% | SANMENXIA | 9 | City in Henan, China on the southern bank of the Yellow River |
| 41% | ROSTOV | 6 | Old town in Yaroslavl Oblast, Russia, on the shores of Lake Nero |
| 40% | ERIE | 4 | Pennsylvania city in a county of the same name on a lake of the same name |
| 40% | LECCO | 5 | Hill station located on the shores of Lake Como in Lombardy, Italy |
| 40% | BANGOR | 6 | University city in NW Wales on the south shore of the Menai Strait |
| 39% | BAKERSFIELD | 11 | City in California, US, at the southern end of the San Joaquin valley associated with the oil industry |
| 39% | ASWAN | 5 | City on the Nile north of Lake Nasser |
| 39% | TAHOE | 5 | Lake —, body of water in the Sierra Nevada mountains on the border between California and Nevada, US |
| 39% | BOULDER | 7 | & 6D City in Nevada, US, originally built for those working on the construction of the Hoover Dam |
| 39% | DUNE | 4 | --> the shore of Lake Michigan |
| 39% | HUNSTANTON | 10 | Seaside resort in Norfolk on the SE shore of the Wash |
| 39% | HUNSTANTON | 10 | Seaside resort in Norfolk on the southeast shore of the Wash |
| 38% | POR | 3 | *Michigan city on the Great Lake in its name |
| 38% | POUGHKEEPSIE | 12 | City in the state of New York on the Hudson River |